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Essential Paperwork for Your Refinance with Lewisville Mortgage
When you're ready to refinance your home in Lewisville, TX, having the right paperwork in order streamlines the process. Lewisville Mortgage aims to make your refinancing experience smooth and efficient. Here's a detailed breakdown of the paperwork needed for your refinance:
Personal Documentation
Identification: A government-issued ID, such as a driver's license or passport, validates your identity.
Social Security Number: Providing your SSN for credit checks and verification is essential.
Proof of Residence: Utility bills or a current lease agreement may be required to confirm your address.
Financial Records
Income Verification: Recent pay stubs covering at least a month or two, showing stable income.
Tax Returns: Typically, two years of federal tax returns with all schedules and attachments.
Asset Statements: Bank statements showing savings, investment accounts, and retirement funds.
Property Information
Property Insurance: Evidence of current homeowner's insurance covering the property.
Property Appraisal: A professional appraisal report assessing the property's value.
Mortgage Statement: Your current mortgage statement for the property being refinanced.
Additional Documentation
Explanation Letters: If you've had credit issues or gaps in employment, explanations may be required.
Divorce Decree or Settlement: If applicable, documents related to divorce settlements or alimony payments.
Gift Letter: If funds for the down payment or closing costs are gifted, a letter is necessary.
Working with Lewisville Mortgage
Our team at Lewisville Mortgage is here to guide you through the refinancing process. To ensure a seamless experience, gather these documents before starting your application. With the right paperwork in hand, we can move swiftly to help you secure the refinancing option that best fits your needs in Lewisville, TX.
Ready to Refinance?
Contact Lewisville Mortgage today to begin your refinancing journey in Lewisville, TX. We're dedicated to simplifying the process and finding the right solutions to meet your homeownership goals.
Disclaimer: loan terms and requirements can vary. We recommend discussing your specific situation with our experts for personalized guidance.